Lacee Hartvigsen

Mortgage Loan Originator | NMLS# 824006

Finding a home should be as simple as flipping on a switch. Getting a home loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right home loan for you, so you're not left out in the dark.

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About Lacee

Meet Lacee Hartvigsen, the lending expert who's all about helping people achieve their dreams of owning a home. She's been in the industry for years, and her passion for real estate began when she was just a kid. As she got older, she found herself drawn to the financial side of things, and now she's a pro at helping folks navigate the complex world of home buying and refinancing.

One of the things Lacee loves most about her job is getting to work with all kinds of people, each with their own unique needs and goals. Whether you're a first-time homebuyer or looking to refinance, she's got you covered. And if you're going through a divorce, Lacee is a Certified Divorce Lending Professional who can help you navigate the process with ease.

Lacee is known for her positive attitude and innovative solutions. She loves coming up with creative options that her clients haven't heard of before, and she's always happy to educate them on the many benefits of homeownership. Her advice for success is simple: be true to yourself and stay positive, even when things get tough.

When she's not helping people buy or refinance their homes, Lacee loves spending time outdoors with her kids, family, and friends. You might find her hiking, skiing, golfing, or camping, and if you can make her laugh with a cheesy pun, you'll be her new best friend.

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What Our Clients Have to Say

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"The team at Luminate was awesome to work with! Andrew was very on top of our deadlines and documents and made the process easy for us. No complaints!"

Chelsea
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"Luminate made the process easy and seamless. They provided multiple options and explained them to us in a way we understood."

Brandon
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"Luminate is the best in the business. Hands down. Clients are supported and educated and never hesitate when they are their lender. Highly recommend!"

Brigette
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700+

team members

4.91%

online star rating

10k+

client reviews

47

states nationwide

Conventional Loans

Conventional loans at Luminate are a great option for many homebuyers since they are flexible as far as properties you can choose from, fees, and loan structures available.

FHA Loans

FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment or have a less than ideal credit score. FHA loans are much easier for most homebuyers to qualify for.

VA Loans

Have you served in the military and are searching for a home loan that’s right for you? Because of your service history, you may be able to qualify for a VA home loan to make your home hunt easier.

USDA Loans

A USDA loan is a mortgage loan option offered to rural property owners by the USDA. This loan option is great for anyone living in the rural areas of the United States that may have a lower income.

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Ready to get started?

The home loan process doesn't have to be scary. Our team is here to help! All it takes is the following few steps:

1. Tell Us About You

Talk through your goals and timing, so that together we can decide which loan option is the best fit for you.
2. Fill Out the Application

Gather your financial details and complete your loan application to start the pre-approval process. We're always here if you have any questions.
3. Get Pre-Approved

Once your application and credit report have been reviewed, you will receive a pre-approval letter to get out there and start your home search.
4. Start Shopping

Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there an start shopping from a home.

NMLS# 150953

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